Commercial Property Insurance

Some businesses by their very nature provide property exposures that are considered hazardous or difficult to insure. Others are located in rural or remote areas where fire protection resources are more limited. Affinity Mutual, with field underwriting and loss control services, takes pride in being able to provide insurance protection to these types of businesses. We serve all of Ohio and Indiana and portions of southern Michigan.

Property Extended Protection Coverage

Many business owners desire property coverages that extend beyond those offered in the standard insurance policy. The Property Extended Protection Program was designed to address a number of these coverage gaps. This coverage is available for most property classes.

Examples of Extended Protection Coverage Types

  • Fire Department Service Charge
  • Computer Fraud
  • Outdoor Property
  • Accounts Receivable
  • Pollutant Clean-up and Removal

Equipment Breakdown Coverage

Many property insurance policies do not cover losses that result from electrical, mechanical or pressure equipment breakdown. Affinity’s Equipment Breakdown Enhancement Endorsement was developed to provide coverage for losses from the breakdown of the equipment that your business relies on daily.

Find An Agent

Contact Affinity Mutual today to find an independent agent near you. They’re experienced in insuring a variety of commercial properties and extra coverages, and can help you find the right package to meet your needs.

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